How To Save on Car Insurance

These six best practices can help you find solid car insurance while also saving on premiums.

Taking the time to make a smart automobile insurance purchase can pay great dividends, benefiting you for years to come. Here are six best practices that can help you find the coverage you need while also saving on premiums.

Here’s How To Save on Car Insurance

  1. Bundle your policies: Insurers offer large savings when you group your vehicle and home, condominium, renters and even life insurance policies together.
  2. Increase your deductible: Raise the deductible on your insurance, and you’ll save on your premiums. Just be sure you can cover the higher deductible if you have a claim.
  3. Consider insurance costs before you select a vehicle: Premiums are based partly on the car itself, such as the make and model. Some insurers also offer discounts for automotive features that reduce the risk of theft or personal injury.
  4. Improve your credit history: Research suggests that people who manage their credit well file fewer claims and are therefore less expensive to cover.
  5. Use low-mileage discounts: Do you have a short commute to work, or do you carpool? Some insurance companies offer discounts to motorists who drive fewer miles than the average.
  6. Drive safely: Generally, a better driving record means lower premiums.
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Here’s How To Save More on Car Insurance With AAA

AAA offers discounts on auto insurance. Talk to your local agent to see whether you are eligible for these discounts and others.

AAADrive: Get an automatic discount on your premium just by enrolling in AAADrive. (AAADrive is part of the AAA Mobile app.) Then, the more safely you drive, the higher you score and the more you can save on your insurance through AAA.

AAA Triple Check®:  (available in select states) AAA offers a free Triple Check to help you understand your insurance coverage—from any company. This analysis will determine whether you have enough coverage without paying for protections you don’t need, and it will help you identify discounts you qualify for with insurance through AAA.

Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by [Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, The Members Insurance Company, Universal Insurance Company, Auto Club South Insurance Company, or Auto Club Insurance Company of Florida]. Auto and Home insurance provided by CSAA Insurance Group, a AAA Insurer. ©2024 The Auto Club Group. All rights reserved. 

AAADrive™ participation is optional. Subject to terms, conditions and availability. AAADrive Auto Insurance Discount is not available in all states. Download of the mobile app, activation of AAADrive and the ability to record journeys are required to receive the discount. Savings may vary and are based on driving behavior. Discounts apply to select coverages only and do not apply to statutory assessment and fixed expense fees. Discounts may vary by state.

Please refer to the Terms and Conditions for more information and to determine participation eligibility. Check your phone's eligibility at Google Play or the App Store by texting MobileApp to 99513. If your phone does not meet the requirements, you will not be able to download the app. Must meet minimum qualifications to maintain discount at renewal.

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