Insurance for Collectibles: Are Your Unique Items Covered?

Home insurance covers most belongings, but these require even more.

They may seem priceless, but all of your collectibles have a price. Whether it’s a classic car, a stamp collection, golf clubs or a vintage instrument, each prized possession has a dollar amount attached to it.

But did you know that your home or auto insurance may not fully cover their value in a loss? Keep on collecting—but make sure you have insurance for collectibles included in your policy:

insurance-for-collectibles-most-expensive-valuables infographic

Sure, your collectibles may not be worth millions—but they’re still valuable enough to be insured. Speak with your insurance agent to determine if your policy covers your valuables in case of theft or damages. These items may include:

  • Sports equipment
  • Classic cars
  • Sports memorabilia
  • Camera equipment
  • Art
  • Antiques
  • Firearms
  • Postage stamps
  • Old coins
  • Furs
  • Silver

… just to name a few. When insuring your collectibles, don’t forget to take a photo or video inventory, along with keeping a receipt of all recent appraisals, to verify your collectibles’ value.

Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies. ©2019 The Auto Club Group. All rights reserved.

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