Protect Your Pet — and Your Wallet — with Spot Pet Insurance

Spot pet insurance can bring you financial protection, customizable coverage, and peace of mind

Spot Pet Insurance. Photo of dog wearing a red collar licking a smiling woman's face with a field of sunflowers behind them. Photo courtesy of Spot Pet Insurance

Nowadays, pets are just as much members of our families as our human relatives. They sleep in our beds, “help” with chores, and even travel with us. So, it’s important to make sure they’re protected during all the unexpected happenings of daily life. Pet insurance is a great way to make sure that you can give your pet the care they deserve should they ever fall sick or become injured. If you’re considering a policy for your pet, read below to discover the top three reasons to get pet insurance!

1. Financial Protection: Veterinary bills and unexpected expenses can quickly add up and become a burden to pet parents. With Spot pet insurance, get up to 90% cash back on eligible expenses, lightening the financial load considerably. Here’s how it works: Visit any vet in the U.S. or Canada, submit your claim online or through the Spot app, and get cash back quickly for covered vet bills, either direct deposit or check — your choice!

2. Customizable Coverage: Not all pets have the same needs. Their ideal coverage is different depending on their breed, age, and lifestyle. Spot allows you to customize your pet’s plan so it fits their needs as well as your budget. Spot provides you a variety of options and allows you to choose your deductible, reimbursement rate, and annual limit. 

3. Peace of Mind: Pets bring immeasurable joy and happiness to their families. So, it can be difficult to think about what comes after an accidental injury or a bad diagnosis. By enrolling in a pet insurance plan, pet parents can have peace of mind, knowing that should your pet fall ill or become injured, you can have the financial support to provide them with the best care possible. 

When it comes to the safety of our pets, it’s always better to err on the side of caution. Enrolling your pet in a Spot plan can provide you with the reassurance that should something unexpected happen to them, you will have additional financial support to seek the care they need.

And, if your pet never needs emergency treatment, you can still benefit from cash back when it is time for their annual exams, vaccinations, and other routine veterinary visits.

Plus, as a valued AAA member, get a special discount of up to 20%* on your Spot pet insurance policy today! Visit

*Includes a 10% AAA discount on every pet, plus a 10% multi-pet discount on all additional pets. Discounts may vary. Not available in TN or HI. Pre-existing conditions are not covered. Waiting periods, annual deductibles, co-insurance, benefit limits, and exclusions may apply. For all terms and conditions view your policy documents or visit Preventive Care reimbursements are based on a schedule. Accident and illness Coverage reimbursements are based on the invoice. Products, schedules, discounts, and rates may vary and are subject to change. Insurance plans are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254) or United States Fire Insurance Company (NAIC #21113. Morristown, NJ), and are produced by Spot Pet Insurance Services, LLC. (NPN # 19246385. 990 Biscayne Blvd Suite 603, Miami, FL 33132. CA License #6000188).

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